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Improve your credit score by re-aging your credit card debt

Date: Wed, 24. June 2009 20:08:39
Re-aging is something more and more credit card companies are agreeing to do with their delinquent cardholders. It’s not something they broadcast, but if you ask they may hook you up. Re-aging is a technique used to clean up your credit history, particularly if you had a brief problem and you’re back in control. Here’s how it [...]

Have you missed a payment?

Date: Fri, 2. April 2010 18:04:02
Missing a card payment can be a nerve-wracking event if your credit is less than stellar and you are trying to build up a positive history. In recent times, a missed payment can result in a bank drastically reducing your credit limit, jacking up your annual percentage rate (APR) and worst of all, put you [...]

CardRatings.com Reports Credit Card Rate Increases Despite Prime Rate Cuts

Date: Wed, 12. November 2008 03:21:17
Data released by CardRatings.com indicates that while the Fed has been slashing short-term interest rates and the prime rate has dropped to 4 percent, credit card holders may not be reaping much benefit from those changes. In fact, average credit card rates rose slightly between Oct. 15 and Nov. 1 from 13.75 to 13.81 percent. (PRWEB Nov 11, 2008) Read the full story at http://www.emediawire.com/releases/2008/11/prweb1577644.htm

Obama signs new rules for credit cards into law

Date: Fri, 22. May 2009 20:45:21
President Barack Obama has signed a bill creating new rules for the credit card industry that are designed to protect consumers from surprise charges.

My Credit Score Is Back To The 700s@PFBlog.com: The Unique Perso

Date: Fri, 16. May 2008 23:31:36
I'm proud that I never had a late payment in my credit history, but that does not mean I have perfect credit score. Back in November, I almost wondered if I was becoming a credit risk after taking a slew of 0% APR balance transfer offers: The golden days are probably over. Besides these hate mails from Chase, FirstUSA and Amex, my credit score, as reported by the free credit profile in my Providian account, has declined from a consistent 720s in the last 12 months to 662 in October. I can understand these banks' concern -- after all, if one's credit utilization flirts with 50% and the absolute amount of the debt hits $50,000, the chance is the cardholder is on a slippery slope. Actually, my credit score continued to head south after that report, and finally settled at 649 in January. In today's market, I would have been denied credit everywhere given such a score. READ FULL POST ... Hot Deal: 5% cashback on everything from Citi CashReturns Mastercard Read more news like this from PFBlog.com, The Unique Personal Finance Blog Since 2003.

BabyPips.com Launches New Forex Economic Calendar

Date: Thu, 8. July 2010 05:58:42
Free Forex Trading Education Website, BabyPips.com, Launches a New Forex Economic Calendar to Help Forex Traders Monitor Key Economic Events. (PRWeb Jul 7, 2010) Read the full story at http://www.prweb.com/releases/2010/07/prweb4224864.htm

Video: Credit cards increase fees ahead of reform

Date: Tue, 5. January 2010 12:52:59
Jan. 5: As expansive reform aimed at protecting credit card users goes into effect in February, banks are quickly trying to pass expected cost increases on to consumers. TODAY financial editor Jean Chatzky has tips for avoiding new credit card fees in the new year. (Today Show) Credit card - Today - Jean Chatzky - Business - Editing

AHN - Some U.S. Gas Stations Place $75 Limit On Fuel Purchased Through Credit

Date: Fri, 30. May 2008 15:05:30
(AHN) - American motorists are complaining about the growing number of gas stations that limit fuel purchased by credit at $75. Credit card companies and station owners, however, are passing the buck on the emerging practice which has led to arguments at the cashier's office. - Fri, 30 May 2008 07:21:04 GMT (AHN)

Credit Card Changes for Student Borrowers

Date: Fri, 5. June 2009 19:04:43
The Credit Card Accountability Responsibility and Disclosure Act of 2009, which amends the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit, has added benefits designed to protect consumers. In this bill college students in particular have been singled out for special treatment.  Below are a few of [...]

What is a FICO score?

Date: Mon, 18. August 2008 15:34:27
FICO comes from the Fair Isaac Company, which came up with the process of condensing all of your credit information into one three-digit number. Three major credit bureaus hold your FICO score; Equifax, TransUnion, and Experian, and each calculate it a little different than the others. Should you wish to dispute a mark on your [...]SHARETHIS.addEntry({ title: "What is a FICO score?", url: "http://www.studentplatinum.com/student-credit-card-blog/2008/08/18/what-is-a-fico-score/" });
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